(3TV / CBS 5) – Almost half of Americans have credit card debt, with an average balance of $ 6,200.
Unfortunately for many consumers, this amount will increase during the holidays. So, in this episode, Gary chats with Kelsa Dickey, a certified financial coach who has been helping people get out of debt for years. She’s going to tell us what we can do today to avoid a hangover after the holidays.
Watch out for flooded cars for sale: Thank goodness Hurricane Ida is behind us, but it left a path of destruction. In fact, Ida left $ 95 billion in damage in Louisiana and surrounding states, and much of that destruction was caused to cars. Unfortunately, many of these water damaged vehicles will be cleaned up and sold to unsuspecting consumers across the country. Today we are chatting with Patrick Olsen from Carfax. Carfax has access to around 20 billion records for vehicles, and they collect information from around 100,000 different sources to determine if a car has been in an accident, if the odometer has been canceled, or in this case, if the car you’re thinking about buying was waterlogged by a hurricane.
Sextortion alert: It is a form of corruption on the Internet that has claimed countless victims. The elements are intriguing. They involve romance, photos, lies, and possibly money. A lot of money. Gary Harper talks to Nate Warfield, a former hacker who ultimately used his skills to help people and businesses protect themselves while online. Warfield is here to tell us about something called “sextortion” and what you need to do to protect yourself from it.
FEMA COVID-19 funeral assistance: Nearly 600,000 Americans have lost their lives to Covid-19. This is terrible news, and many loved ones paid out of pocket for the funeral. But why? Especially when the federal government has put money aside to pay for these services. In this episode, Gary Harper chats with Ed Michael Reggie, CEO of Future Factory and a well-known consumer advocate and expert in the funeral industry. He explains the details of the program and says a lot of people just don’t know about it and don’t know what is needed to qualify.
The supermarket guru: In this episode, Gary Harper talks about something that affects almost everyone across the country and that is the rise in food prices.
To break it down, Gary talks to Phil Lempert, known as the “Supermarket Guru”. Lempert is an author, speaker and one of the country’s leading experts on tracking food trends.
Rent skyrocketing: Rents are going up, not only in Phoenix, but across the country. In this episode, Gary Harper is joined by Jeff Andrews with Zumper, an apartment rental site that monitors rental trends. Andrews says the national rent has risen 12% from the same period last year, and there is no indication that it is dropping. Andrews explores the reasons for the jump. Gary is then joined by 3 On Your Side producer Warren Trent to discuss the home rental scams they’ve covered and tips for consumers on how to avoid getting ripped off.
Great resignation: In this edition of the 3 On Your Side podcast, consumer investigator Gary Harper talks about something called the “big resignation”. Apparently, more people are leaving their jobs than ever before. But what motivates the insane exodus to quit one career and start a new one?
A raging “scam”: For this edition of the 3 On Your Side podcast, Gary Harper speaks with Jack Caporal, an analyst and writer with The Ascent and The Motley Fool research team who has gathered statistics regarding COVID-19 fraud cases. Arizona consumers have been defrauded of nearly $ 10 million with an average loss of $ 325. Corporal uses a term “Scamdemic” when referring to COVID-19 scams. Since the start of the pandemic, Americans have filed more than half a million COVID-19 fraud reports totaling more than $ 480 million according to the Federal Trade Commission. Arizona ranks No. 13 in the United States in COVID-19 fraud cases, California leads all states with COVID-19 fraud losses totaling over $ 65 million.
Protection of your privacy: Gary Harper and Susan Campbell offer tips to help consumers protect their privacy in seconds. Thomas Germain, Technology Writer at Consumer Reports, brings his privacy expertise. This episode of 3 On Your Side ends with Gary and Susan offering advice to consumers on how to avoid falling victim to a common trick used by crooks to steal your money, the overpayment scam.
Don’t get caught up in your move: When it comes to moving, this is one of the most criticized topics in the industry. 3 On Your Side receives emails. To help expose the pitfalls, Gary Harper and Susan Campbell talk to Ryan Charles, from a company called Hire a Helper, which is shedding light on helping consumers avoid getting ripped off on their move. Gary and Susan end this podcast segment by talking about the pitfalls of buying invisible vehicles online.
Used car prices are exploding: If you are thinking about buying a new vehicle, you may want to pump the brakes. Used car prices are skyrocketing, with new cars often getting full prices on the lot. Emilie Voss is from Carfax and talks to Gary Harper and Susan Campbell about the rise in used car prices and what consumers need to know to avoid being driven. This 3 On Your Side podcast ends with Susan and Gary answering questions they frequently receive from consumers about balance billing complaints.
Beware of contract scams: This is the season when monsoons can bring devastating winds and rains to countless citizens. Summer is also a time when crooks often show up after a storm and come up with repair deals that are too good to be true. Jeff Wills, Chief Investigator at Arizona Registrar of Entrepreneurs, spoke to Susan Campbell and Gary Harper about the red flags consumers need to watch out for as scammers show up unexpectedly after a storm seeking you out separate from your hard earned money. This episode ends with Susan and Gary discussing the complaints 3 On Your Side often receives about different types of payment scams. For example, viewers tell us that they may receive a phone call from someone they believe is their utility company, threatening to shut down their utility if they don’t immediately pay a certain amount of money. . It is a common scam of which consumers are often victims.
Offers take off: As summer travel takes off, Gary Harper and Susan Campbell of 3 On Your Side chat with Scott Keyes, founder of Scott’s Cheap Flights. Keyes offers advice to consumers to help them find post-pandemic travel deals. The episode ends with Gary and Susan answering viewers’ questions about tenant rights. Information consumers should keep in mind when it comes to landlord-tenant disputes.
Navigating the Trending Housing Market: Susan Campbell and Gary Harper take you on a home search with Trevor Halpern, Phoenix, Arizona-based real estate agent of Halpern Residential. Halpern helps buyers and sellers navigate the ultra-competitive housing market. 3 On Your Side frequently receives many emails from disappointed consumers about things not covered by their auto or home warranty. The episode ends with Susan and Gary offering tips that consumers should keep in mind before agreeing to pay thousands of dollars for a car and / or home warranty.
Save $ 1,000 on any salary: If you want to learn how to save $ 1,000 on any salary, Gary Harper and Susan Campbell have the answer. In this edition of the 3 On Your Side podcast, they talk to Deacon Hayes, financial expert and founder of Well Kept Wallet, a financial education company that works to educate consumers around the world through a personal finances. This episode ends with Gary and Susan responding to emails from viewers about their decisions to help the environment by adding solar panels to their homes. While there are some consumers who are happy with the use of solar energy, there are some things consumers should keep in mind when deciding whether to buy or rent solar panels. For example, the rental of solar panels can last up to 25 years, with increasing monthly payments.
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