Top 5 Hardest Credits to Get

There are a few things you should know if you’re looking to get a top credit card. First, they’re not easy to come by. You’ll need to have a good credit score and financial history to be approved. Second, these cards come with a lot of perks and rewards, so they’re worth the effort. Here’s what you need to know to get a top credit card.

Getting a car without credit.

Simply put
you can still buy a car without having credit history, but it will be more challenging. Lenders find it challenging to assess your borrowing risk without knowledge of your credit history. Loans with higher interest rates can be presented to you.

Qualifying for paypal credit.

To be eligible for it, you must have a credit score of at least 700. Pre-qualification for the paypal cashback is not possible. A hard pull often lowers a candidate’s credit score by 5 to 10 points.

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