Top Loan Care: How to Keep Your Finances in Order

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Financing a car if you already have a loan.

Yes, it is the answer. You are allowed to have two auto loans open at once, but you need to be aware that being approved for a second loan can be more challenging. Only if your income and debt can support the increased monthly expense will lenders allow you.

How much is a finance charge on a car loan?

To calculate your finance charges, subtract the total amount of interest, fees, taxes, and charges from the principal (total amount borrowed) on your loan. Take the monthly payment and multiply it by the number of months left on the loan for a better understanding.

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