Top personal loans with good APR


If you’re in the market for a personal loan, you may be wondering where to start. With so many options available, it can be difficult to know which lender is right for you. To help you out, we’ve compiled a list of the top personal loan lenders of 2019. We’ve also included information on each lender’s rates and terms, so you can easily compare your options.

Is 12% apr good for a personal loan?

A personal loan with an interest rate that is below the national average—less than 12% in march 2021—is a good deal.

A good apr rate for a personal loan.

How should a personal loan’s apr be calculated?

Your credit is how? Scoring scale Calculated apr
Excellent 720-850. 10.5%.
Good 690-719. 15.5%.
Fair 630-689. 20.8%.
Bad 300-629. 26.1%.

Is 20% apr good for a personal loan?

However, for personal loans and credit cards, a 20% apr is appropriate, especially for those with less-than-perfect credit. But if you can avoid it, you shouldn’t accept a charge this exorbitant. For credit cards, a 20% apr is acceptable but not ideal. An average credit card has an apr of 18.89%.

Is 10% apr personal loan good?

Credit cards and personal loans benefit from a 10% apr because it is less expensive than the industry standard. A 10% apr, on the other hand, is much higher than what most borrowers should anticipate paying, making it unsuitable for mortgages, student loans, or auto loans. A 10% apr is good for a credit card.

Is 9% apr good for a personal loan?

Do not take out loans with aprs greater than 10%. (if possible)
you should feel comfortable taking on meaningful debt with an interest rate around 10%, and even better if it’s below 5%, says rachel sanborn lawrence, director of advisory services and certified financial planner at ellevest.

Is 24.99 apr good for a personal loan?

However, for persons with poor credit, a 24.99% apr is appropriate for personal loans and credit cards. But if you can avoid it, you shouldn’t accept a charge this exorbitant. Although respectable, a credit card’s apr of 24.99% is not the best. An average credit card has an apr of 18.89%.

A good apr for a personal loan.

How should a personal loan’s apr be calculated?

Your credit is how? Scoring scale Calculated apr
Excellent 720-850. 10.5%.
Good 690-719. 15.5%.
Fair 630-689. 20.8%.
Bad 300-629. 26.1%.

A good apr for personal loan.

How should a personal loan’s apr be calculated?

Your credit is how? Scoring scale Calculated apr
Excellent 720-850. 10.5%.
Good 690-719. 15.5%.
Fair 630-689. 20.8%.
Bad 300-629. 26.1%.

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